Scottish Household Survey Annual Report

10  Three-quarters (75 per cent) of households stated that they manage well financially, a figure higher than all other tenures. Owned with a mortgage or loan (estimated 720,000 households and 1,940,000 people):  Almost eight in 10 (78 per cent) were houses.  The majority (93 per cent) had a HIH who was aged under 60.  Six in 10 (60 per cent) did not contain children.  Eighty-five per cent of adults were employed, higher than the proportion of employed adults in all other tenures.  Three-quarters (78 per cent) had a net annual household income of more than £25,000, whilst 61 per cent of households stated that they manage well financially. Private rented properties (estimated 340,000 households and 680,000 people):  Sixty-four per cent were flats.  The majority were located in urban areas (49 per cent in large urban areas and 29 per cent in other urban areas).  Sixty-three per cent of adults had lived at their address for less than two years.  Just over half (55 per cent) of adults recorded their ethnicity as White Scottish, which is lower than all other tenures. Almost one-fifth (18 per cent) recorded their ethnicity as White ‘Other’ (i.e. not White Scottish, Other British, or Polish), whilst 6 per cent recorded their ethnicity as Asian, Asian Scottish or Asian British, figures which are both higher than other tenures.  Over six in 10 rented direct from a landlord (62 per cent) as opposed to through a letting agent, falling to almost a half (51 per cent) of households in which the respondent had been living at that address for under a year. (Based on 2018 data).  Almost eight in 10 paid a deposit when they started to rent their property (78 per cent), rising to almost nine in 10 (87 per cent) for households in which the respondent had been living at that address for under a year. (Based on 2018 data).  Almost half (45 per cent) of households stated that they manage well financially.